How Royce Turville's Property Business Rocketed By Doing 3 Things

In today’s episode, I’m joined by one of my mentees, Royce Turville, to break down exactly how he’s gone from steady, stop-start portfolio growth to building real momentum - raising more finance, doing better deals, and installing the systems needed to scale without burning out.

Royce shares the full story behind his journey: starting out as an “accidental landlord”, spending years building a base of single lets, then hitting that ceiling many investors reach - where the portfolio grows, life gets busier, and the business starts to feel heavier instead of freer. We unpack what changed from 2024 onwards, how he got clear on what he actually wanted, and the simple actions that unlocked serious progress fast.

If 2026 is the year you want to properly build your HMO business and you want a real, relatable example of what’s possible when you execute the basics consistently, this is an episode you don’t want to miss.

🎯 What You’ll Learn

• The mindset shift that moved him from slow buy-and-hold to real momentum
• The simple change that made private finance far easier to access
• Why adding value became central to scaling sustainably
• How auctions can uncover overlooked opportunities
• The realities of operating in Article 4 areas and why early technical input matters
• How bringing in the right support removed him as the bottleneck

If you want clarity and momentum like Royce, then book a Strategy Session with me here.

💻 Resources & Mentions

• The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.
• Facebook Community: Got questions or need support? Come and connect with 10,000+ investors inside The HMO Community here.
• Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updates here.

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Transcript

[00:00:00] Andy Graham: Hey, I'm Andy and you're listening to the HMO Podcast. Over 10 years ago, I set myself the challenge of building my own property portfolio, and what began as a short-term investment plan soon became a long-term commitment to change the way young people live together. I've now built several successful businesses.

[00:00:20] I've raised millions of pounds of investment, and I've managed thousands of tenants join me and some very special guests to discover the tips, tricks, and hacks, the ups and the downs, the best practice And everything else you need to know to start scale and systemize your very own HMO portfolio now. Well, boys and girls, it is of course 2026.

[00:00:44] Happy New Year. Is this gonna be the year where you change your life? I certainly hope so. And look, I am certainly gonna do my very best to help you do that through your HMO Property business. Hope you're feeling refreshed after a nice Christmas break. I certainly am, but we are gonna kick things off with a bang today.

[00:01:02] I am super excited because I'm joined by one of my mentees, Royce Turville, now Royce. I think it'd be safe to say has absolutely smashed things outta the park today. You are gonna find out exactly what I mean and more importantly, exactly how Royce has done that. We have got a lot to cover in today's episode, but if you want to build your HMO property business, if you wanna see genuinely life changing results, then today's episode is definitely the one for you.

[00:01:31] Let's get into it. Hey guys. It's Andy here. We are gonna be getting back to the podcast in just a moment, but before we do, I wanna tell you very quickly about the HMO roadmap. Now, if you are serious about replacing your income, or perhaps you've already got the HMO portfolio that you want to scale up, then the HMO roadmap really is your one stop shop.

[00:01:48] Inside the roadmap, you'll find a full 60 lesson course delivered by me teaching you how to find more deals, how to fund more deals, and raise private finance, how to refurbish great properties, how to fill them with great tenants that stay for longer, and how to manage your properties and tenants for the future.

[00:02:03] We've also got guest workshops added every single month. We've got new videos added every single week about all sorts of topics. We've got downloadable resources, cheat sheets, and swipe files to help you. We've got case studies from guests and community members who are doing incredible projects that you can learn from.

[00:02:18] And we've also built an application just for you that allows you to appraise and evaluate your deals, stack them side by side and track the key metrics that are most important to you. To find out more, head to theHMOroadmap.co.uk now, and come and join our incredible community of HMO property investors.

[00:02:42] Hey Royce, great to have you on the show today. Hi, Andy. You alright. I'm very well. What a pleasure to have you on the show. I love our conversations every couple of weeks. Royce, I think this is all gonna come out in today's episode. We do some really great work together. Been working together for a long, long time and I'm really excited to bring you on the show because I just think you're a really, really great example and we'll be a really great inspiration for a lot of people building their own property businesses.

[00:03:06] So I don't wanna give too much away just yet. We've got lots to cover in today's episode. I've got a really great plan and lots of stuff I wanna talk to you about, but Royce. I know lots about you, but for our listeners that perhaps aren't quite as in tune with you and what you're doing, can you give us a bit of a background? Where are you, what are you doing, and what does your property business look like?

[00:03:24] Royce Turville: Yeah, sure. So, yes, I'm Royce. I run a property business with my wife Ella. So. That firstly itself is quite an interesting challenge from the start, and we've been doing that together successfully since roundabout, I would say we started taking things seriously around about 2014.

[00:03:40] We did have a buy-to-let prior to that, but that was more what I would consider like an kind of an accidental landlord situation where we had a flat, we lived in it, we moved out of the flat. We rented the flat out and we bought a house basically. So that was our first one. And I suppose that was like kind of our first little taste of, oh, this is interesting.

[00:03:58] We can have something here that's paying us a monthly amount of money. And then you kind of do some calculations. You're like, oh, how many of these do I need? Could we get to X amount? And that would pay X amount in it. And, but I wanna say that was about sort of 2007, 8 9. So it was kind of when the world was going disastrously wrong financially.

[00:04:16] So I didn't really take too much notice of it. I just kind of sat there in the background. And my background is in sort of corporate world, I suppose. I was never fantastic at school. I was all right, I got my head down. I was plainly average. I got through and got out alive, is how I see it. And I never really knew what to do.

[00:04:32] So kind of bundled around, tried a bit of, not university, but did a h and d, so neither here nor there. And then I just wanted to work and earn some money, to be honest with you. And I found it more interesting than the sort of more. Studious side of things, learning about things that I probably wasn't that interested in.

[00:04:48] So yeah, that's kind of where it, it all started and then just had a life of just going from one job to the next. But I'd say very much corporate. I'd stay with companies for sort of three or four years, then I'd move on to another one. Again, I've just got head down and I grafted within organizations and, and I worked my way up.

[00:05:06] But along that journey, it quickly became apparent to me, and this is kind of where the property stuff started to bubble in my brain. So through that period, I was working very hard. I was doing very long hours. I was driving out the house early, I was coming back late, and it did begin to wear on me a little bit, and I did start to think, is this what life is all about?

[00:05:27] Andy Graham: I mean, I don't think that that is a unique feeling at all. I resonate very, very strongly with that. Talked about it a lot on the show. You know, all this. As a physio, it was great. At first. I had fun, I had lots of great colleagues and I kind of still miss elements of it, but it certainly wasn't fulfilling and.

[00:05:41] I started to find that it wasn't even challenging, which was the bit that really scared me. I thought, how can I do this for the next 30, 40 years or whatever it might be, and, and not really feel like I'm being pushed and challenged and that kind of story, that kind of way into property. I've heard so many times on the show, I mean, at what point Royce did you really start to take it.

[00:06:02] Seriously, the idea of actually building a business and as opposed to maybe, because that is what you do now, we're gonna come onto what things look like now, but you're not just a landlord. You're certainly not just a portfolio landlord. You are very much a business owner. Your business happens to be property. But when did that shift start to happen?

[00:06:18] Royce Turville: Yeah, so like I say, around about 2014, a few triggers went off around the world of work. I saw some people who I was working with and I'd got to a really good position. I was earning really good money and I could, if I was still doing it now, I'd be putting really, really good money, but I'd still be doing what I was doing before, which is not what I wanted.

[00:06:35] And a few things just triggered around me. I was like, the money, it was great. But then I looked around at the people who I was working with and. Unless there were the sort of fresh new ones who'd come in and dead enthusiastic. Some of the ones that had been there for 20, 34 years, they just weren't happy.

[00:06:48] So it really sort of triggered me in in that sense, and I spoke to Ella about it. Now, Ella had a background in estate agency, so Ella had been an estate agent and I'd always found it very interesting property. And so finance and mortgages, it was something that, I don't know, I just gravitated towards it.

[00:07:06] I'd looked at shares and stuff like that. Never really got it, but I could get property. It was a real thing. And it was a real asset and it, and it worked well in the, Ella had come from that world. Ella had just started. It was just not long after EPCs had coming through Hips. I think it was the hips, the original sort of, I think the conservatives brought in once where he had to do a big energy pack, which has now gone away.

[00:07:27] But the EPCs survived it. So Ella was kind of had connections in that world and. We, we, we basically sat down and we said, right, 'cause I was actually paying my mortgage off as more, as quickly as I could. 'cause interest rates at that time were very low. Um, so I was like, right, let's just pay this off in a few years time.

[00:07:45] And then when I looked at the property that we got and I looked at the mortgage and I dunno what it was, something dawned on me that all I was doing is beating an interest rate of something like 0.5%, which is what, almost what my mortgage was. It was something crazy. If I actually took that money and started investing in something else, I could actually earn a lot more.

[00:08:04] So I was actually not really winning in that sense. So great, you're paying your mortgage off, but what happens then you still carry on working 'cause you still gotta earn money and nothing's paying you from an asset. So we just, we sort of unsophisticated, I suppose. We then started to take remortgage out of our existing house, so I'd done the opposite.

[00:08:21] I put all the money into it and then we took the money out and we just started buying. We started very, very simple, very cautiously, just bought property and rented it straight out. Okay, this works. A year later, bought a property, did a lick of paint. Oh, this still, so did a little bit more. This still works.

[00:08:38] And then a year later, so saving up the money and going again and, and we just grew into slightly bigger projects really. It went then on to replacing the kitchen, replacing the kitchen in our bathroom and so on. So, so we grew a steady portfolio from sort of 2014, I would say, up to about 2018 ish. Then at that point I was really frustrated in work and obviously when you've grown a portfolio it does suddenly take its toll.

[00:09:02] We had kids come into the world and there was a lot coming from a lot of different angles, and it was like, something needs to happen here because I definitely can't keep doing this.

[00:09:11] Andy Graham: And so that takes us, that's 2000 and sort of 14 up to 2018. And obviously, yeah, a lot of experience there. Starting to build your portfolio, which which became obviously the foundation of your business.

[00:09:25] And I think you said there that perhaps without the same intention that you have now, obviously something needed to change, but it doesn't sound like in those earlier years that you had a really well formed strategy and quite knew what you really wanted it to become. And I would say that working with you now, that's very different.

[00:09:42] You are very clear on what you're doing, why you're doing it, what you want this to become, and then of course how you are doing it. And we've spent a lot of time, I mean, we started working together. You've been on my program now since August, 2024. So you started to work with me. And you had a lot of experience and I think that that might surprise a lot of people and, and I would say that you are not actually unique in that sense.

[00:10:07] I work with a lot of people quite similar to yourself, Royce and with that kind of experience. And there's almost a point that I find that people get to, they're doing well. But then that same sort of that toll and that burden and those sort of wrinkles and those struggles really start to set in, there's almost a ceiling get to a point, and it forces you to start thinking, what are we actually doing here?

[00:10:28] How do we want to run this business? Because a portfolio of mix of buy less can become quite a challenge, can't it? So take us back to now about 18 months or so ago when you sort of first inquired about working with me. I mean, what was the business looking like and what was it that you were starting to feel like was the challenge?

[00:10:45] Was it operational challenges? Was it the fact that you didn't quite have the clarity on your strategy? What was it that at that point made you take some slightly different action to bring about some different results?

[00:10:58] Royce Turville: Yeah a bit of everything really from what you mentioned there. So from 20, sort of 18, um, to when we met 18 months ago, I did a couple of mentorships with other mentors.

[00:11:08] So they opened doors to me that I didn't know. And, and again, that suddenly resonated to me to say, look, you need to do this because there's a lot of stuff that you don't know. So we were very much traditionally just buying stuff, sitting on it, hoping it goes up in value and remortgaging it as you take the money out, go to the next one.

[00:11:24] Very slow. Very slow. So I think we'd got up to, I wanna say sort of eight properties or so, all single buy-to-lets, and then from, I wanna say 2018 up to when I met yourself. We grew that to around sort of 20 properties, mainly single tenancy, buy-to-lets, but some other strategies that we were being told were kind of direct to vendor, which does work by the way.

[00:11:45] All great stuff and everything. What we found was happening is with direct to vendor, as great as it is you don't tend to buy what you want, you tend to get what you're given, if that makes sense. You can't necessarily pick a strategy. You can't say, do you know what? I really like HMOs, so I'm gonna go direct to about and buy HMOs.

[00:12:03] Yes, there are ways you can mitigate and get through it, but we were just bombing out the marketing a lot of information, and we were just getting motivated vendors back to us. And a motivated vendor could be in a flat, they could be in a castle, they could be in a anything. So we just found we were getting a lot of stuff whilst it was good and it kind of pushed us forward and it opened a lot of, we did a lot of mindset around that time, which was great.

[00:12:24] So we grew a lot, but I suppose the frustration was, and I learned systems and I learned all these, so it's starting to sort of germinate a little bit within me. But again, we just kind of got a little bit fed up with it, I suppose is what I would say. Like we weren't doing what? It didn't feel fun and passionate if that, you know, it was great.

[00:12:42] We were growing the property business. You look from the outside in, these people are flying. They must be really happy and everything outside, but all of the skin, it was like, this is hard work and it wasn't that enjoyable, if that makes sense. It was just tough. We looked at our portfolio 'cause we were kind of, we'd managed to pick up a few HMOs in the direct vendors stuff and that's when I was like, do you know what?

[00:13:00] I actually really do quite like HMOs. We started off with what you would call a mini mo. So just a four bed to test it out. 'cause we're all very cautious. So we tried that one and we were like, do you know what? It's not too bad. This is all right. Then we did a five bed HMO, and we're like, do you know what this is?

[00:13:15] All right. And then a six bed on each one. We improved it a little bit, so. With the six bed, we had one then with a sort of a studio so it had a kitchenette in it and everything else like, and it was really proud, like when we'd done it and renovated it, we looked at it and we were really proud of the end product.

[00:13:30] And that's when me and Ella, we were like, we've sat down and we were like, we both like this. We both like finding somewhere that's kind of a bit of a wreck has potential. We can create rooms out of it, but really nice rooms is what we, that's the direction we want to go in. We don't want to go in just the bedrooms with shared bathrooms here, there, and everywhere 'cause we've got them.

[00:13:48] We know what happens with them and all the challenges, but the really nice premium ones, we were just proud of them and we got good tenants. We got good rents. Still has challenges, don't get me wrong. So that's kind of what drove me towards connecting with yourself, if that makes sense. But I didn't know how to do it.

[00:14:04] I was kind of stuck. I was like, that's what I want to do, but I don't know how to get, like, I dunno how to do it and keep moving. Fast paced. Does that make sense?

[00:14:13] Andy Graham: Yeah. I recall it was sort of almost putting the parts together. You sort of. The bits that were missing. It was it bit stop starty because finance was sort of coming in from refinances and then you were trying to plan the next one.

[00:14:24] But it was trying to rely on everything and, and waiting till the money was kind of in before maybe going to find the next deal. And similarly with deals, 'cause the money wasn't necessarily always there, it was a bit stop, start with deals. And of course you were the business owner, you were kind of all over.

[00:14:37] Everything in the business, the management, the tenants, the properties, the refurbs, finding the deals, all of the admin trying to find extra money, and I'm pretty sure everybody listening right now is kind of nod along thinking, yeah, yeah, that's kind of me. We've all been there. That's often part of the growing process.

[00:14:52] But what was really clear to me was that you'd kind of done a lot of this, not necessarily accidentally, but you'd done this without too much thought and too much strategy, and you had all the qualities. You were super lendable, really easy to see straight away, plenty of track record sort of and experience in property, but also from the corporate world that you had to offer, and really open-minded as well.

[00:15:15] And I think that that was important. You were quite honest and didn't quite know how to turn all of this into what you wanted. Weren't even quite sure what you wanted to turn it into. Maybe not even, I think possibly not quite confident in what you might be able to achieve yourself Royce, despite actually doing some really great stuff.

[00:15:30] You weren't quite sure or kind of willing to believe that actually you could turn this into something pretty mega. And I love the strategy calls that I do with everyone and, and I recall hours in particular, but. I think we just sort of blew the lid off it straight away and actually started talking about, well really it's kind of entirely up to you what you want to do here.

[00:15:47] You know? How far do you wanna take this? What sort of business, and we'd spent a lot of time on this, didn't we? What type of business? What do you want this to look and function and feel like? Because you obviously had the different, the buy to lets and, and different things in different locations and, and we talked a lot, didn't we?

[00:16:01] About how do you want this to behave in the future? Now what do you actually want for your life? One thing about you, and you share a lot of picture of the really. Incredible holidays that you guys go on as a family. Yes. It's lovely to see. Yeah, and you were just away in entirely. You're always away, in fact.

[00:16:15] And you've always got a tamp, so anyone who goes and follows you after today's episode will absolutely see it, but it's great and clearly you prioritize. That stuff in life, opportunities and experiences with the kids and with Ella. And you're big into your training as well and your fitness. Yep. I would say your priorities absolutely right.

[00:16:32] I very much resonate with that sort of stuff, but building that business to make sure that it didn't conflict with that in the future, because that's the challenge, isn't it? You start to build and expand your business and you add layers of complexity and, and it can very quickly become something that you don't want it.

[00:16:47] To become. So, I mean, let's talk about a few different things. I wanna talk about finance because yeah, there's a few things that I feel like you just swung the bat and you just hit it out of the park. And I've seen this a number of times and it's really interesting. You know, I've got my own theories as to why some people are, are able to do this more so than others.

[00:17:05] But almost always, in my opinion, it kind of boils down to just one's ability to actually do the really simple things, but do them well and do them continuously. Finance. That was one of them. I wanna talk about that. Yeah. Deals and putting the right deals in place and being quite clever and creative with them.

[00:17:20] And then also the way that you built and installed an operating system into the business because you were getting quite busy when we were working together. Yeah, that's ramped up a lot. And the very. Quickly, it was clear to see that if we didn't do something, you were going to be the single biggest bottleneck in your business.

[00:17:36] So let's start with finance, right? I mean, just from your perspective, in the last sort of 12, 18 months, what has changed for you in terms of your ability to maybe access finance, used finance, the amount of finance that you're getting access to? Just give us a sort of a quick summary about how that element has changed in your business.

[00:17:54] Royce Turville: Massively. It's been, I would say probably not the one single, but certainly one of the most important things that has changed in the business, which has allowed us to go forward and start doing the projects that we want to do it. And it always kind of. Known that finance was gonna unlock the door, but kind of knew how to go around it but wasn't really doing it.

[00:18:18] That makes sense. So what I found very obviously useful from yourself 'cause obviously I followed you and I see your content and things like that. Um, so I started to kind of engage with it as well and thinking I should be doing a bit more of this. And obviously then. When we started talking, you were fairly, not brutal, but you were fairly, you didn't mind telling me that I maybe should be doing a little bit more on, uh, on my socials, which for me, that really works.

[00:18:44] I need some accountability because if I'm coming onto a call with Andy this Thursday and I've not put out a couple of social media posts, I know Andy's gonna be asking me about this. So I will make sure that I get some posts, some posts out that week. So yeah. So in terms of finance, it kind of looped around a little bit.

[00:18:59] That did. But yes, finance has made a massive difference to what we can do. But that has come through from really just Facebook and LinkedIn. Yeah. Me just telling the world what I'm doing.

[00:19:10] Andy Graham: Yeah. So nothing more. And I was really hoping that you would say this because, I mean, to me it was so obvious. You're sitting there in front of me, we discussed what you wanted to achieve.

[00:19:20] We put that plan together. Then looked at the ingredients that we needed, and actually you had so many of the qualities and attributes that you need to successfully go and do this, but you just weren't telling anybody. Nobody knew about it. That was a funny thing actually. It was really obvious to me that, well, this is what you want to need.

[00:19:37] How many people have you told about it, and how many people have you asked? And the answer was pretty much nobody. So no, really simple, but we just started there. Yeah, and I mean that in itself has been transformative. Every time we sit down, you come back and say. Oh, one of my mates from down, this was literally a conversation we had just last week, one of my mates from down the pub.

[00:19:55] And you've got these really sort of longstanding relationships that you've got so much trust and goodwill that you've rightly earned from people in so many different ways over the years. And actually you now recognize that you've got a great opportunity for other people as well. And I think that just framing this slightly different, having the covenant to say, well, actually.

[00:20:15] This is what I do. I am a property investor. This is our business. This is how we work with people. And then seeing that that is a great opportunity for other people who've got a lot of cash that we've obviously learned very quickly. Yeah, there's a lot of money around, um, that they can work with you and, and get a fantastic return as well. And it really hasn't been, I would say, particularly difficult for you to do this at all.

[00:20:36] Royce Turville: No, not at all. Other than just making sure that I am, um, just telling the world while I'm doing it. And, and that's a mixture of just everything. Like, it could be the holidays, it could be the refurb that we're doing, it could be the planning meeting we've gotta go to.

[00:20:47] It could be the tenants that have wrecked the house. Just a bit of everything really. Yeah. And just pushing out that, and then you're right sort of the people started to come outta the woodworm a little bit and they would then start to get in touch with me. We'd go 'em, have a coffee with them. They'd ask some questions that like, you know what they're doing, that they might have had an interest in property, but they're really busy in their life.

[00:21:04] They've got tons of things going on. They've saved up some money. They've maybe had some properties, sold some properties. They've got money there, and a lot of them had more money than I thought they would have. I never thought they'd have that much money, but yeah, and with some of them, they would start on a smaller amount.

[00:21:19] And if there's one thing that we always, always, always do, and again, I'll sit in front of the investors and I reassure them about this, no matter what happens, they are getting paid on their terms. When they want the money in, just make sure that you set the right terms, that you can manage yourself, don't overpromise anything.

[00:21:35] And I think just having that upfront, honest conversation with them and it's genuine. It is genuine like, and like you say, it works. It wins for us and it wins for them. They just need the confidence to go, yeah, my money is safe with you as people. And once you've done it and proven what you can do and proven how it works. Suddenly. Then they say, oh, do you know what? I've got a little bit more money. And you're like, oh God, wow. Here we go. Let's find another house.

[00:21:58] Andy Graham: Yeah. Well, and that brings me on to the second big thing that we've worked on, which is deals quite literally, you have ended up with access to more finance and more people who want to lend you money than you were actually able to cater for.

[00:22:11] And then that itself becomes the challenge and that stop start nature has to be dealt with. And again, I think that you swung the bat at this. We identified this problem, we put various solutions and actions in place. You swung the bat and absolutely hit it outta the park. And I think what's really interesting about your strategy Royce is that.

[00:22:30] You are not specifically just HMOs actually. I think what we really identified was that you like that creative element. You are all over the construction piece. You like putting the deal together, you're great with people and managing relationships, and actually your bag was that, that whole thing, and you didn't want just a big HMO portfolio.

[00:22:48] We talked a lot about that and what that could look like in the future. Tell us a little bit about just some of the deals that you've done and have done recently.

[00:22:55] Royce Turville: Yeah. You're absolutely right because even when we first met, I think the first two deals that did weren't actually HMOs. I think there was one that was, they were both out of an auction.

[00:23:04] I remember it was this time last year, actually. One of them was just, we just identified it as we've gone out, done all the viewings. We were looking for a certain thing and we just identified it as a really good value property. It didn't need loads doing to it, and it was just cheap. In the auction. We built a relationship with the auctioneer.

[00:23:18] He'd said, look, this is really low value, getting zero interest. Didn't need much doing to it at all. He's like, I think he said it's valued up at 150. It's on the auction at 100. We literally bought that and we just refinanced it the next day, and that is all we did. We wouldn't have done that without the sort of push of going, right, let's go and start looking.

[00:23:36] And that was just on an auction. And that was a year ago. So, and that's just a single tenancy buy to let for is that's, it's in the portfolio now. It's making, I dunno, 250, 300 pound a month. And that was that one. And then the next one was again in the auction. And that was in the January. And that had, that bizarrely, wasn't marketed very well by the, it was an auction and by the agent.

[00:23:57] It was a house with a plot next to it, and they were already on separate titles, but it was being sold as one. But the auctioneer hadn't actually done a very good job of making people aware that it came with a plot. So I think a lot of people just thought they were getting the house. And it wasn't till about three days before the auction.

[00:24:13] And I kind of questioned the auctioneer say, this definitely comes with this other plot, doesn't it? And the auctioneer was like, yeah, it does. Oh, I best update that on the website. So like two days before the auction, they'd made everyone aware that it came with the plot. So again, it was just getting out there, doing the viewings, analyzing things, and that one's turned into a cracker.

[00:24:30] So that did need a renovation on the house. So that was a two bed end terrace house, uh, full renovation, which we did. And we were gonna flip that, so we were gonna renovate it and sell it. And the plan with the land was always just to get planning permission on it and flip that on. We did the renovation on the house and we kind of looked at the numbers of the house, what the end value might be.

[00:24:50] And we ended up refinancing that and keeping it. So that's another one into the, just a single tenancy buy to let again, so that's in the portfolio. And that's been rented out for what, six, seven months. And then the land, we're just in the process of selling now. So we went through, again, all new stuff to me, but we've never done planning permission or anything else like that.

[00:25:07] So. I did need a little bit of handholding from somebody who has been there and done it, which was nice because again, would I have the confidence to go and go and do that all on my own when I've never done it before? Yes, I probably would've done it, but I would've made a down site more mistakes than I would've made, and it probably would've cost me more money, and it probably would've taken me longer.

[00:25:24] But yeah, we just about sell that plot of land. So I think we bought that for, say, the house and the land for 95,000 pounds we're in the Midlands. So I dunno whether that's context or not. We spent about 60 on the refurb for the house, and we financed that out about one 90, but then we'll sell the land with planning.

[00:25:39] So we've got the planning permission on the land, gone through that whole process, and we'll probably sell that for about 50. So. Just a really nice deal that kind of came out of nowhere really. It wasn't necessarily what we were looking for, but we knew we were capable of doing it with a little bit of help on the side. So yes, you're right. They're not all HMOs. The HMOs came later.

[00:25:58] Andy Graham: Well you say later, but not much later. I mean, not much later now. No. Tell us about the HMOs we're doing now and, and one thing I just wanna circle back on as well. When it comes to finance, one of the things that we identified was that it was going to be important if we were gonna use more private finance. It was also going to be important to focus on adding value. We talked, you were already doing joint ventures, but

[00:26:20] Andy Graham: One of the things that we identified that you wanted to do was actually not necessarily steer away from joint ventures, but certainly not build your entire business on the basis of joint ventures, which is an easy way to use.

[00:26:31] Debt and swap it for equity rather. And it does reduce certain risks, but also you relieve a lot of control in long term, 10, 20 years. That's very difficult or very different to plan on. And so we talked about really the preference of building your own portfolio that you control. On the most part. But to do that, we were going to have to add a certain amount of value to the projects that you were doing to be able to refinance your investors out and keep the whole Yes, keep the music playing, so to speak.

[00:26:58] Yes. And obviously with that, the slightly bigger HMOs. The planning permission, these slightly more creative deals. What I want to highlight, as well as your ability to go out and actually raise the finance, it was then to find ways of really engineering that value through the deal. And you've done that through more planning permission and actually some, I'll let you tell us, but some tricky planning permission, but it looks tricky on the face of it.

[00:27:21] But actually we didn't think it was tricky technically. And the actual, the amount of works and how you handle the works on the projects and then engineering the valuations. But I mean, just tell us a little bit about. Couple of the HMO projects at the minute Royce.

[00:27:34] Royce Turville: Yeah, so you're right. It wasn't long after that. We, I wanna say maybe March, April. So we picked up our first HMO project. 'cause I think from our conversations it was very much like, and again, those first two projects were actually a lead into then opening up more finance for later projects because we'd used an original investor for both of those projects.

[00:27:55] Obviously we'd paid them back or we're in the process of paying them back. So that was a big tick for them. And then they suddenly said, oh, I've actually got a little bit more. 'cause they quite liked it. It worked. They got the money back and they got the money paid. Obviously they got the interest and everything else like that.

[00:28:07] So yeah, it was about April. In fact, I think we were on holiday at the time and it was on an auction. That's quite a funny story. 'cause we were out there, I think it was the day we arrived, so we'd had a couple of drinks and whatnot and it was something like, quick, let's get back to the hotel room. This auction's going on.

[00:28:20] We'd obviously viewed it before and we'd lined it all up and it was one that we really liked the look of, and I think we bounced it off between us and yourself. I'd shown you the floor plan. I'd shown you like, kind of, what do you think? It was a massive area. It had loads of potential. We were looking originally at six bed, HMO, because it, it had that and there was no extension work required at the time.

[00:28:40] When we looked at it, it was there ready to go. You could see from the floor plan and the layout that you could build it into it. But again, with that one, just needed the confidence to know it was gonna work. It was in Darby, so it's article four. Um, so there's, and that's only just come in as well within the area.

[00:28:56] It had only recently come in, so. For me, there was quite a lot of uncertainty around it, and if I didn't have somebody there kind of saying, you never said, yeah, it's fine, well just go for it. Just have someone there to say, well, it's possible, but you've gotta do X, Y, and Z. Like it's not impossible. What you're looking to try and do.

[00:29:15] You know the floor plan size works, obviously speak to an architect, make sure you, you check that the planning area works, providing check X, Y, and Z. These are the areas where you're gonna probably face problems and things like that. Make sure you've got a planning consultant on board. And it just gave us the confidence maybe with a couple of drinks on our holiday on the first days.

[00:29:34] Go for it. So yeah, so we won that at auction, and then obviously that then led into the whole. Saga of planning and all the other kind of stuff. Yeah. Which was an interesting first experience for me.

[00:29:45] Andy Graham: And I mean, we probably don't have the time to go into all that detail today, but you subsequently bought more and this Yeah.

[00:29:50] Is now a process. This is a very Yes. Written some repeat process. What we did, and the way that I like to work to people is just look very sort of very much at the, the technical sort of possibilities and the technical constraints and one of the things that you didn't have around you. Were the people that could appropriately give you the advice that you needed?

[00:30:08] Yes, to actually put the confidence in place. I'm pretty good at saying, look, these are the risks, this is the upside, this is the downside. But having somebody else to verify that on a technical basis is really important. And this is one of the things that I often find a little bit of resistance to because actually spending money on architects from the outset, the projects that you just mentioned was a bit more straightforwards 'cause it was such a great footprint.

[00:30:29] But that's not the case with with every scheme. Planning consultancy, actually getting that person that can really look at the local planning policy can really kind of help guide us on, look, these are gonna be the challenges. This is how we need to approach it, and make sure that we've got that sort of technical support.

[00:30:47] Because we can sometimes do everything right, but if we just don't. Frame it in the right way, present it in the right way. That can actually become a problem for us. You just get rejected by the, the planning department or, or certainly the committee. And I think that you kind of, you just took that, you ran with it.

[00:31:03] You were prepared to invest in the project at that early stage to reduce the risks significantly. We went to planning, got the planning that we've needed. We've done all that, and that's very much just become something that you can rinse and repeat and it's just a great process and a great method, and that adds that value.

[00:31:17] It's in the Article four direction, so actually that barrier to entry is high. But you've now managed to get over that barrier, which is great, and it puts you in that very sort of small, fairly elite group of people. Not everybody can just come along and do that. You've got that certain amount of protection and that does a number of things.

[00:31:32] First of all, you've got the additional cash flow from the bigger HMOs now feeding into your portfolio. That's a nice element of diversification, but you've also got that confidence that you're within the Article four direction. There's a great supply of tenants there. Certainly, that's a great thing for your business and your business model.

[00:31:49] It's not likely that you're gonna face lots and lots and lots of competition over the coming years because it is difficult to get over that hurdle. But it's a model that you can now just rinse and repeat alongside these other slightly creative and more opportunistic strategies and just reverting back to the auction properties and some of the flips and the things like that that we've looked at.

[00:32:08] What I want to highlight to everybody listening is that actually they play a really important part of the business model or their role. Is to enable you to create some capital value that you can crystallize quite easily to then recycle back into projects that you want to hold. You don't necessarily want to hold everything, do you, but you want to hold the stuff that you want to hold and.

[00:32:27] It's very difficult, and this is just being honest. It's really difficult to create all of the value you need through planning and development to refinance a project and get all of your money out to pay all of your investors. That's a challenge. It can be done, but to do that every time is a really big ask and it starts to constrain your ability to find enough deals, so it naturally slows you down.

[00:32:48] And one thing that I talk about and the way that I look at everything is that. These three pillars, finance and deals that we've talked about and systems that we'll come onto. There's an algorithm that if you do all the right stuff in the right way, that algorithm starts to lift you to the top. You get more finance, which gives you the opportunity to do more deals, so you're more active and you're learning more, and you've got more confidence, which, hey, guess what gives you access to more finance and more deals and so on and so forth.

[00:33:14] And actually, if you're not executing the right stuff in the right way, that algorithm. Almost works against you. And so you're not doing the deals, so you're not active, so you're not showing yourself, so you're not having the conversations with investors. So you're raising less finance and you're doing less deals and you've done the, the complete opposite.

[00:33:31] But all of these different parts play a really important different role. And I think that, that for me is, is what you've done so well. Let's just talk about systems Royce, because very quickly there was a lot more going on in your business and you wanted to make sure that you didn't just become a, a slave to this.

[00:33:48] Yes. You didn't want another job that was really important. So what sort of problems were you encountering and what have you done over the last 18 months to resolve some of those challenges?

[00:34:00] Royce Turville: Yeah, so I guess me and Ella, uh, traditionally we run the portfolio ourselves. We don't run it through an agent. We manage everything ourselves.

[00:34:06] So we obviously got quite busy 'cause we'd taken on properties and tenants and HMOs and we were also then juggling projects as in renovations and planning applications. All the, we just suddenly became ridiculously busy, felt like a bit of a quiet early 20, 24 to the end, and then it just went insane. So. I knew there was gonna be cracks and I knew there was gonna be strain.

[00:34:27] We'd done a fairly good job, I think in systemizing. We moved away from the world of spreadsheets quite a bit before and we were using some software, which is good. It's kind of customizable. We use it and it works really well for our business. Doesn't do everything, but it's good. So we kind of taken a step into the systems.

[00:34:44] I think we've got quite good systems in place. We'd probably grow out of them at some point, but at the moment it was serving us. The bit where a strain was was gonna be people for me. And you very quickly identified that and I knew that. But again, I just didn't quite know the best. Again, you would never say you've gotta do X, Y, and Z, but you would say, right, okay, these are the areas I think you should look into.

[00:35:06] And then if I go, I'll go down these rabbit holes and I'll go and investigate 'em and come back and go, right. I think that is definitely the one I wanna do. So it was definitely people because. Me and Noah were wanted to get more heavily invested in the projects and the finance side of things and all of that busyness.

[00:35:21] Whilst we wanna oversee what's going in the portfolio a little bit, we didn't wanna be just in it day to day, as you know, with all the little things that come up every single day with a proxy portfolio. So, yeah, so we went down the VA route, which again was a, a good introduction for yourself. And we hired a va, I wanna say.

[00:35:42] Probably mid last year. And again, that was another game changer for us. It took away, slowly think like we had conversations where it's a little bit of a, a one step backwards for a couple of step forwards and it is a bit painful. But again, I've tried to be good at systemizing the things as we've gone through the training element of it.

[00:36:00] So it's not a magic wand from day one. Um, there is a lot of work you need to put into it. But yeah, the VA took away like tons of stuff, like initial phone calls or uh, compliance as in their managing and compliance side of things. And it, and it just works. A gas safety comes up, it gets done. We have a dashboard to make sure everything is on top of it, but it gets done in the background, which is great.

[00:36:23] We've just slowly introduced more and more work. I think originally they, one, I wanna say they were doing like five hours a week, I think that we're up to now. We're up to like sort of pushing on 20, 25 hours now, and we could probably do more as they've picked up more stuff. 'cause now they're kind of onto the actual dealing with the tenants and managing the maintenance and all of that kind of stuff, which has been brilliant.

[00:36:44] It's just allowed us to go and keep moving forward in the other areas, which I know sort of drive the business forward.

[00:36:52] Andy Graham: You've done such a great, great job in doing that and you're right, there's an investment of time and resource that needs to go into a new team member and actually that is working so well for you.

[00:37:01] Now I think I keep pushing you saying like we probably need to get take, you go from 25 to 40 hours and it's amazing. I think when your new staff member and your new team member just started, you didn't think it necessarily needs to be much more than five or 10 hours and very quick as that. Oh, wow.

[00:37:14] Actually there is so much. That we are doing that somebody else can actually do, and this is such an important part. I really want people listening to today's episode that are in that position where they've got a lot of stuff going on. Maybe they've got a job, busy family life, they're doing some property stuff.

[00:37:28] There is just a lot of stuff going on. If you are trying to be all over everything at the same time, your attention and your first priority just isn't going to be raising finance and doing deals. And putting the systems and the operations and the processes in place, you're not gonna be installing that operating system.

[00:37:46] And if you're not doing that, then that algorithm is just going to work against you. So having the foresight and just almost the faith and the belief to invest in that process, let's be honest, that is what you had to do Royce, wasn't it? Put a bit of money on the table, say, look, actually we've done some more deals.

[00:38:01] It's great. We'd love to just take more out of the business. But actually there's a point at which we've gotta take a step back, put this person and these. Processes in place, invest in that. That'll then give us the scope to go and do substantially more, which is exactly what you are doing now. I mean, your business 18 months on from where we started now is so different.

[00:38:22] And one thing that I would say that really, if I was gonna underline what things look like for you now, it's just momentum. You are moving so fast. We're continuously talking about more money, another deal, and the bottleneck, which is you. And we need more support. Yeah, more processes and more systems, and that is exactly where everybody should aspire to be.

[00:38:44] Once you're there, things are going really well. It'll be hard for a period of time, but if you persist. And you, you do execute on the right things. That is precisely how you build serious businesses that actually do let you go and take time away and go and, and do the holidays that you want, and take the family and the kids and, and have all the, those sorts of experiences, train and exercise, you know, just have all of that freedom and choice, which you absolutely do do, and you do a great job.

[00:39:10] In my opinion of keeping all of that in check. You're never on a call feeling super stressed. You'll say, it's been busy and I can see this coming up, but you're not getting on a call. You look like you've had a full night's sleep, but actually at this stage of the business, it could be so much more difficult without putting this sort of stuff in place.

[00:39:27] So it's so great to see you making this sort of progress with so much momentum. I mean, just for a bit of context and a bit of perspective, Royce, you've obviously invested in things like. Training, support, guidance, and mentorship over the years before, and I wonder whether that's come from your corporate background as well, but I mean, how fundamental do you think that that type of thing has been to your ability to grow a business?

[00:39:48] I've talked quite openly about this and my experiences on the show before and how instrumental it's been, but from your experience, just stepping back a little bit, how valuable and how important has this kind of role of support been in your business? Generally speaking.

[00:40:03] Royce Turville: Yeah, it's so important. I think if you look back at like the growth that we'd done from the early days from 2014 to sort of 2017 and how many properties we'd added and how we were doing it, if I hadn't gone into the world of mentorship training and finding out a little bit more.

[00:40:19] You know, I'd still be doing really well, I'm sure, but I don't think I would be, I'm pretty damn sure I wouldn't be enjoying life as much as I am. Just as you were sort of talking about all the crazy things we're doing at the moment and how busy we are, it's really enjoyable. That's the thing. We're really enjoying it at the moment we're, this is probably the most, we've enjoyed the journey since we've been doing it, if that makes sense.

[00:40:36] And it's really, it's fun, it's exciting stuff that we're really engaged and that we really like. And I think it's not just the training element of it, do X, Y, and Z. For me, massively accountability like helps me a huge amount just for me, just a bit of reassurance sometimes, you know, when you're having a bit of a wobble in in the sense of are we doing the right thing here or can you just tell me where I need to look?

[00:41:01] Because I feel like there could be something bad coming around the corner, uh, which corners it coming round. Just that foresight a little bit. Contacts is a massive one for us. It's accelerated our ability. You can kiss a load of frogs, which we have done in various, like unfortunately, builders aren't quite as easy to recommend either they're and everywhere, but it's taken us a long time to get good builders and I still have a, a deep down feeling that, you know, that will disappear one day.

[00:41:27] But we have, touch wood at the moment, we've got a good builder. But again, it's the same with every anything, isn't it? If you can, if people can recommend good people to you, that's a huge, huge, huge thing. It's like network of people as well and things like that. So there's so many things it's you don't know what you don't know.

[00:41:40] Do you, at the end of day, and I'm sure I'm sat here and I'm kind of like teasing out you a little bit in our calls now saying, okay, so. After the HMO thing, what's next? Next, you're like, well, whoa, whoa, whoa, whoa. It's like you're a bit busy at the moment, but start doing maybe this, but like, let's not go quite there yet. Do you see what I mean? So, yeah,

[00:41:58] Andy Graham: I think that in itself is just a great piece of perspective to have, isn't it? Because it's really easy to get carried away with the idea of doing something, or maybe we think we're a little bit better, or we know a little bit more than we do because we simply don't know.

[00:42:09] We see someone else. Doing it and actually just working with that person who's got that taste or got that experience can actually say, look, you can, you're capable, but actually think about X, Y, and Z. That's happening at the minute, and one thing that I've always found with mentorship and training and coaching is that as well as is it being, having a sort of really critical role in trying to actually maximize.

[00:42:33] All of the effort that is going into your business or your yourself. It's also a huge sort of just filter. It's a sense check on some of the things that could be so substantially detrimental to your business. You ultimately never recover from them. If you make a a five or six figure mistake, actually. To get back to the same position, you've gotta earn all that back and then do the, all the work that you would've otherwise been doing.

[00:42:59] And that's very, very difficult. And I think the amounts of money that we can save, the amount of risk that we can reduce by thinking in the right way and approaching things in the right way by sometimes just following a bit of experience, guidance is so valuable. Royce, with all of this in mind, if you are starting again now.

[00:43:16] And there's a lot of people that'll be tuning in, listening to today's episode, who I'm sure feeling really inspired and motivated, encouraged by everything that you are doing. But if you were starting again today, how would you do it differently if you would do it all?

[00:43:30] Royce Turville: Yes. Well, I definitely would do it again because we do love, we love profit. We are real. That's, that's a good start before we enjoy it. We're enjoying the journey. We're enjoying the ride. We've got eyes on the future. We do have this conversation and we have this conversation like. Do we really wanna be doing this in 20 years time? And, but that's all part of the planning. That's all part of the, what we're doing.

[00:43:48] But at the moment we're loving it. So yes, we will do it again. What would we do differently though? If I went back to 2014 when we first started to see it's taken. So the first thing I definitely would do, I'm not just saying this 'cause you're on the call, but mentorship was like, it was an accelerator call Andy.

[00:44:02] Yeah, exactly. Yeah, exactly. Yeah. But the mentorship side of things, it opens up your eyes to things, it opens up doors, it creates opportunities. I even look at some of the finance we've taken on from people that's been opened up through mentorship and groups and networking and all these things that I would never have known about.

[00:44:19] In that environment, you kind of get led down. You get guided down these paths of things like you should be doing more on social media. These are the benefits, right? And guess what? If you do this on social media, you get more finance. So that would've been the next one. It would've been, I would've been asking for finance earlier.

[00:44:35] I would've been getting finance earlier. I would've been doing the bigger deals earlier, and all that kind of, or when I say earlier, there was a long period of. Of just doing stuff that we could have probably moved on to, but we were being held back by probably experience and finance. Mm-hmm. And then somewhere along that journey, introducing the team and trying to build a team.

[00:44:56] I mean, you did mention it earlier. I am really keen to add sort of more team to us. Again, we really like doing the letting side of things 'cause we like offering a good service Look, we like having the control of a good service. We've bounced around a little bit on the agent side of things and I like providing a good service to our tenants, our customers, whatever you wanna call them.

[00:45:16] So we like to have an element and control of it, but again, we'd like to build that internally through ourselves. So I think they'd probably be the main things, but it leads on from that a bit of you don't know what you don't know, and how do you get to know what you don't know? You've gotta go and meet people who have done it. And the rest kind of leads on a little bit.

[00:45:34] Andy Graham: Yeah, I think there's some great advice that you've shared there. And one thing that I want to add, and this isn't something that you could or should change, what I think that you've done so well that actually you haven't given yourself credit for, is you've invested so well in all of your personal relationships.

[00:45:52] Your reputation, the things that you've done for the people without asking for anything back. The experience that you've gathered along the way, and I suppose the way that you've prioritized actually doing a project, not pushing too far, getting it right, making sure that you feel comfortable and then doing the next thing.

[00:46:09] Because all of that has compounded, and actually all of that work is you sit down and have a conversation now and there's no friction there. Wanna do a deal or you wanna buy maybe a deal from somebody or you want to borrow a bit more money, it's so much easier because you've been doing all of that stuff for so long, perhaps without really even intending to.

[00:46:30] And I think that that just investing in those sorts of relationships and people in that way, and it's amazing how fast time really does go. I think back 10, 15 years ago, and I thought. It might be a good idea if I build an online community and, and do all these things because I don't have any friends and people that really do any of this property stuff.

[00:46:48] Yeah. You know, they're all in the medical world and stuff like that. And it would probably be quite good if actually I tried to invest and build some relationships and little did I know that that attitude alone would be probably the single most important thing that I ever did. You know, everybody I've really met and worked with in my network has kind of come at some point from that.

[00:47:07] So I'd also just encourage everybody. And you were doing it, but everybody to really think about that, and even if you won't necessarily see a direct benefit today, don't worry, you might do in a year, three years, five years, 10 years, 20 years, who knows? There might be someone there at the end who wants to buy your whole empire off you because of a conversation that you have today.

[00:47:29] Royce, it's been an absolute pleasure having you on the show. I knew this would be a lot of fun. I was looking forward to it. Give us a little teaser, what's in store for 2026? Then what can we expect if we get you back on the show, perhaps the end of 2026? What are we hoping to see?

[00:47:42] Royce Turville: Well, definitely hoping to have these two HMOs up and running and rented out. But yeah, so we've got, obviously projects underway. We've, as we mentioned earlier, one's gone through the planning process and that is full steam ahead on the renovation, which is great. We can go out to site, we can see stud walls going up. We can see electrics going in. So, yeah. Get those projects off and running.

[00:48:01] We've got another one to go free planning and things like that. But in terms of like acquisitions and building and things like that, we wanna do some more flips. We're looking at them. In fact, today there is an auction on and we are looking at two properties today. So hopefully at the end of the day we'll have quite a couple of properties for next year.

[00:48:17] So yeah, we a combination of, again, if the flip don't work, we're happy to sort of keep them. So yeah, so combination of, we love the renovations, we really wanna do those, but if a good deal comes up, that's not a renovation, we'll do that. So we've spoke about this, but in our world, sort of six to seven deals a year, a mixture of if we can drop a couple of HMOs in there, brilliant.

[00:48:37] Other than that, flips, refinance, keep to single tendencies. But again, I just know how this game plays 'cause I've done it for a little bit now you've gotta be careful what you wish for a little bit. So we still have that one eye on. We're growing. So I would love to have somebody on board who's gonna take away quite a lot of that operational stuff for us.

[00:48:55] So we could still continue to grow without kind of breaking, and again, give us the freedom and the time while we are growing to be able to still do the holidays and all the exercise and all the other good things at the same time. That's the plan.

[00:49:09] Andy Graham: There you go. Six to seven deals. We all heard it on the show, so we're all gonna collectively hold you to account on that, but that's the power of the algorithm.

[00:49:16] When we started working together, we were probably doing a couple of deals a year. Putting all this stuff in place, and this is without dipping into any savings, is without or suddenly earning lots more money yourself or just magic and the out of thin air. This is utilizing resources that are. Out there that everybody can access.

[00:49:32] It's taken you from one or two deals to six or seven deals, which is completely game changing that over an 18 month period of time, 36 months, whatever it is, that compounding effect is massive and that guys is how you build the sort of business that will completely change your life. Royce, I'm sure there's a lot of people today that want to come and follow your journey.

[00:49:52] Tell us where they should go, where's the best place to keep up with you and, and maybe even reach out if they're interested in investing with you.

[00:49:58] Royce Turville: Yeah, absolutely. Yeah. So most of my content will go out through Facebook and LinkedIn. Probably should up my game on the other social media platforms. But yeah.

[00:50:07] But most of the journey that we put out will go on Facebook. If you wanna see more of the holidays, probably Facebook is as well as the property stuff, but certainly the property stuff is on LinkedIn. Fortunately I have quite an unusual name. There's not many Royce TURs out there. So if you just associate that with Facebook and LinkedIn, I think it is literally facebook.com Royce Turville.

[00:50:27] 'cause there isn't another one. And the same on LinkedIn. But yeah, if you Google on the LinkedIn or the Facebook, you can connect with me. Yeah, more than happy to connect and yeah, chat about the world of property.

[00:50:37] Andy Graham: There you go, guys. Royce, thank you for coming on the show. So pleased for you. What you're doing and what you've achieved is really incredible.

[00:50:44] Super, super excited for 2026 for you. This is gonna be a mega year, and thank you for coming on and sharing all of your insights, your advice, your experience, and all of your guidance and wisdom with me and our entire community. It's been a real pleasure. Thanks, Andy.

[00:51:06] That's it for today's episode. Guys. Thank you for tuning in. I hope you enjoyed that conversation with Royce and I, I mean, what a truly inspiring example of exactly what can be achieved if you just apply yourself in the right way to the right things. Now, if today's episode has encouraged you to get out and do this yourself in 2026, if this is the year to really change your life, but.

[00:51:28] If you feel like you need someone in your corner, someone on your side, someone in your business to help guide, support, and advise you if you wanna work with me to help you do exactly that, then just head to the show notes. You'll find a link there, and if you click that link, you'll be able to book yourself a free, a complimentary strategy call to discuss what's going on in your business right now.

[00:51:48] If you're right at the beginning, or maybe you've already got an established portfolio, but it's not going the way that you want and you wanna grow it, you wanna build it. You're facing some challenges and you don't know how to deal with them, then I can talk to you about that and I can talk to you about what working with me looks like and whether or not it would be the right thing for you.

[00:52:05] So head to the show notes now, click the link and get yourself that strategy session booked. I am, of course, only able to offer a few of these, so if you do want one, then you'll have to be quick. If you can't see any spots, then just keep checking back. I might be able to add some more later date. That's it guys.

[00:52:21] Don't forget that. I'll be right back here in the very same place next week. So please join me then for another installment of the HMO Podcast.